Comprehensive cover as standard
Every Avios Car Insurance policy is comprehensive from the start. Here's what's included before you add any extras.
Accidental damage
Repairs to your car after an accident, whoever was at fault.
Windscreen cover
Repair or replacement of chipped or cracked glass.
New car replacement
A brand-new car if yours is written off in its first year.
Courtesy car
A replacement car while yours is repaired by an approved repairer.
European use
Drive in the EU with your full UK level of cover, automatically extended abroad for up to 90 days.
Personal belongings
Cover for personal items lost, damaged or stolen from your car.
Personal accident
A payout for you or your partner following a serious accident.
Collect Avios
Collect Avios when you take out your policy, and again every year you renew.
Avios insurance benefits are subject to terms, limits and exclusions. For full details about our products, read the relevant Policy Document.
Our car insurance is only available to customers who are resident in England, Scotland or Wales.
Add the extras that matter to you
Build the cover that suits you during your quote. Choose a Bronze, Silver or Gold package, or add extras individually.
No claims discount protection
Keep the no claims discount years you've earned, even if you have an at-fault accident.
Breakdown cover
Choose the right level of RAC Breakdown Cover to suit your needs and help keep you moving.
Motor legal protection
Up to £100,000 in legal costs to help you recover uninsured losses after a non-fault accident, such as personal injury and lost earnings.
Enhanced courtesy car
A hire car similar in size to your own if it's stolen or written off, not just while it's being repaired.
Motor excess protection
Refunds the excess you pay on a settled claim, up to £1,000, so a claim costs you less.
Optional extras are subject to policy terms, eligibility and limits. See the relevant Policy Document for full details.
Turn your car insurance into Avios
Collect Avios for every £1 you spend, when you take out cover and again every year you renew. Put them towards your next reward flight, hotel stay or car hire.
Selection from a handpicked panel of trusted insurers
We work with a panel of established UK insurers. When you get a quote, we compare across them and show you the cheapest cover that fits. A competitive price without the legwork, with Avios on every policy.
Why Avios Car Insurance?
Comprehensive cover as standard, provided by our trusted insurers
Collect Avios when you buy your policy, and again every time you renew
Tailor your cover with breakdown, legal, courtesy car, excess and no claims discount protection
Manage your policy, renew and start most claims online
Already have an Avios Car Insurance policy?
Manage your policy
Manage your insurance entirely online. Simply head to your account to get started.
Make a claim
Claims can be started online any time, whether you're at home or on the road.
1 Collect 20 Avios for every £1 you spend on your Avios Car Insurance policy, up to a maximum of 10,000 Avios each time you buy or renew. To be eligible to collect Avios with your purchase, you must be 18 or over, a UK resident and a British Airways Club member, and you must link your British Airways Club Account to your policy within 60 days of purchase. For more detail on Avios and the British Airways Club click here.